Money management solutions with your business in mind.

Commercial Checking


Designed to complement a variety of business functions.

Our popular checking accounts.

Commercial Checking

Simple, basic checking to help you easily manage your money.

Business Relationship Checking

More for your money when you maintain balances in a variety of Spectra Capital Bank deposit and/or loan products.

Business Interest Checking

Tiered interest rates to help yield greater value for your business.

Spectra Capital Bank BUSINESS online banking

Spectra Capital Bank Secure access to your account 24/7

Custom cash position reporting

Merchant services

Mobile deposit

Tax payment services

ACH and wire transactions

Lockbox services

Sweep services

Fraud Alert

FREE Spectra Capital Bank Business Debit Card with every business checking account!