Free with most savings accounts
Free quarterly statements
Free online and mobile banking
Free Spectra Capital Bank ATM card
We will be there for you through, Rainy Days,Retirement,Travel etc
Savings
No matter your goal, we've got you covered..
Our popular Savings accounts.
Personal Savings
- Easy access to your money
- Free with balance over $200
- 2 free withdrawals per month
Money Marke Savings
- Funds immediately available
- Competitive interest ratess
- Free with balance over $1,000
Relationship HighYield Money Market Savings
- Maximize your rate of return
- Check writing available
- Free with balance over $10,000
Savings accounts built for you
Youth Savings
- Teach kids how to save
- No monthly maintenance fee
- 5 free withdrawals per month
Advantage Savings
- No monthly maintenance fee
- 2 free withdrawals per month
- Interest paid on balances > $25
Christmas Savings Club
- Save for the holidays
- Interest paid on balances > $25
- No maintenance fee
Individual Retirement Accounts
- Tax advantages
- Guaranteed interest rate
- Multiple maturity options
Certificates of Deposit
- For long-term saverss
- Guaranteed interest rate
- Multiple maturity options
Online and Mobile Banking
- It's FREE
- Available with most accounts
- 24/7 convenience
